Personal Accident Insurance

Buy yourself a little peace of mind

 

 

Personal accident insurance

 

Accident statistics

 

Are there any exclusions?
We try to keep exclusions to a minimum to ensure the widest range of cover possible. Details of the exclusions are set out in full in each policy.

For more detailscontact our sales representative
or at Tel : (852) 2523 5959  Fax : (852) 2845 3422
E-mail :info@savalani-insurance.com

Personal Accident Insurance Policy provides benefit to the insured person upon his death or disablement as a result of an accident. Many Personal Accident Insurance Policies available in the market provides other additional benefits such as Hospital Cash Allowance either as optional benefit of the policy or as added value.

Personal Accident Insurance is designed to provide a lump sum benefit in the event of the insured sustaining a permanent disability, hospitalisation or death as a result of an accident.

  • Over 7 million people are injured in accidents every year and of these, over 2 million occur in and around the home and over 1 million at work
  • A million people sustained injuries participating in sporting and leisure activities last year

Additional cover is available to extend protection to spouses and family.

What benefit is payable?
Benefits are payable for:

  • Permanent total disability
    Loss of sight in one or both eyes
  • Loss of use of one or two limbs
    Loss of speech
  • Loss of hearing in one or both ears
  • Loss of use of:
    - a shoulder or elbow
    - a hip, knee, ankle, wrist or thumb
    - any finger or big toe
  • Hospitalisation
  • Accidental death